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If you applied for a mortgage loan today, would you be qualified? Here are some steps you can take to make sure you can afford a home.

You have all heard the news about the mortgage crisis in America. For investors, the mortgage crisis is about defaulted loans, but for the average American, the crisis means being unable to qualify for a new mortgage or being unable to pay for the mortgage she already has. It looks like even the rich and famous aren’t immune from foreclosure, which means that getting a loan will be even tougher for folks like you and me. 

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Posted in Finance on June 14th, 2008
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Quick tips for improving fico score.

Your credit score is everything these days. Maybe you are just one of those individuals that would rather not know what is on your credit report. Let’s assume you just got laid off, and now you have to find a job. Guess what employers are doing now, they are pulling your credit report to determine your risk. Typically people with good credit are not going to steal; they seem to have their life in order, etc……according to corporate companies. So if you have had some bumps and bruises on your credit report this is the time to get a recent copy of your free credit score report and start working on your credit. Here are some pointers on what is needed to increase your FICO score.

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Posted in Finance on May 8th, 2008
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