The Finance Advice

Credit repair requires patience, but there are also steps you can take to get quick and satisfying results. A credit repair expert offers some awesome tips you can use, starting right now.

Credit Repair and your Credit Reports

Credit repair is all about knowledge, and your credit reports are the key. There are three credit bureaus, Experian, Equifax, and TransUnion, and they each provide their reports in a different format. In addition, there are many tri-merged reports available which blend the information from all three credit bureaus in a different format. The tri-merged reports are designed to be user friendly and may be your best bet for credit repair.

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Posted in Finance on October 28th, 2008
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The credit reporting system is inherently unsound. It’s up to you to uncover the truth. A nationally recognized credit repair expert offers some astonishing information about the hidden world of the credit bureaus.

Credit Repair and the Great Illusion

Credit repair is a discovery process. The vast majority of consumers in the United States are intimidated by the thought of credit repair. The credit bureaus are viewed in the same light as the Internal Revenue Service; a temperamental and potentially ruthless big brother. Oddly enough, this perception could not be farther from the truth. It turns out that the credit bureaus are quite tame and even reasonable, if you know how to manage them.

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Posted in Finance on October 21st, 2008
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Millions of people receive collection letters everyday. Many of these collections should not be paid. Are you surprised? A credit repair expert shares some surprising facts. Check it out. You may save a bundle.

Whoa Nellie ? Don’t Pay that Bill

Hold your horses. So you got a collection letter in the mail. You are distraught and already figuring out how to pay the collector. Shockingly, a majority of collections are paid needlessly. Resist the impulse to pick up your checkbook. Just slow it down. Credit repair requires patience - and a bit of knowledge comes in handy too.

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Posted in Finance on September 23rd, 2008
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Authorized user accounts have long been the subject of debate in credit repair circles. These accounts can boost your credit scores, but is it fraud? A credit repair expert provides excellent insight into the recent resolution of this controversial issue.

Common Practice

It is a common practice for parents to give a child a credit card. It’s good for emergencies and handy for everything from summer camp to college life. It is also common for one spouse to make the other spouse an additional card member.

A Little Software Bug

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Posted in Finance on September 14th, 2008
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Don’t imagine that other people always play fair. Look out for yourself. Knowing your legal rights can make all the difference in the world. A nationally recognized credit repair expert explains some essential rights and remedies that can save you money and put you back where you belong - in control.

Credit Repair and FCRA Reporting Limits

The Fair Credit Reporting Act (FCRA) is the law that stipulates the amount of time derogatory information can remain on your credit report. Most people attempting credit repair are aware that most derogatory information can report for up to seven years. This is easy to calculate for a simple item like a late payment. If you were 30 days late on a credit card payment in January of 2001 the late payment can continue to report until January of 2008.

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Posted in Finance on June 2nd, 2008
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